Debt Payoff Calculator
See how much you'd save with debt settlement vs. paying minimums — side by side.
Your Debt Details
$25,000
$5,000$150,000
22%
8%35%
$500
$100$5,000
45%
30%60%
Ready to save $22,316?
Get matched with your best debt relief option — free.
Take Free Eligibility QuizYou Could Save
$22,316
vs. paying minimums
Months Faster
33 mo
debt-free sooner
Settlement Cost
$19,000
vs. $41,316 min. path
Total Cost Comparison
Detailed Breakdown
Original Debt$25,000$25,000
Amount Owed After$25,000$13,750
Interest / Fees$16,316$5,250 (program fee)
Total You Pay$41,316$19,000
Monthly Payment$500$528/mo deposit
Time to Debt-Free69 months36 months
Minimum PaymentsDebt Settlement
Calculator disclaimer: These estimates are for educational purposes only. Actual results depend on your creditors, interest rates, and program specifics. A debt specialist can give you exact figures based on your situation.