ReliefGuardian

Expert Reviews

Top-Rated Debt Relief Companies

Our team spent 200+ hours researching, testing, and rating the top debt relief companies on fees, results, customer service, and accreditation.

⭐ EDITOR'S TOP PICK — Editor's #1 Choice
#1

Freedom Debt Relief

Editor's Choice

Largest Debt Settlement Company in the U.S.

4.9/5.0(15,203 reviews)
Up to 50%Savings
24–48 monthsTimeframe
$7,500Min. Debt
18–25%%Fee
Read ReviewSee If You Qualify →
#2

National Debt Relief

Top Rated

Top-Rated Debt Settlement Company

4.8/5.0(12,847 reviews)
Up to 50%Savings
24–48 monthsTimeframe
$7,500Min. Debt
15–25%%Fee
Read ReviewSee If You Qualify →
#3

Accredited Debt Relief

Best for Speed

Best for Fast Debt Resolution

4.7/5.0(6,751 reviews)
Up to 48%Savings
12–36 monthsTimeframe
$10,000Min. Debt
15–25%%Fee
Read ReviewSee If You Qualify →
#4

Pacific Debt Relief

Best Service

Best for Personalized, Boutique Service

4.6/5.0(4,102 reviews)
Up to 50%Savings
24–48 monthsTimeframe
$10,000Min. Debt
15–25%%Fee
Read ReviewSee If You Qualify →
#5

New Era Debt Solutions

Best for High Debt

Best for High-Balance & Complex Debt Situations

4.6/5.0(2,241 reviews)
Up to 52%Savings
24–42 monthsTimeframe
$10,000Min. Debt
14–23%%Fee
Read ReviewSee If You Qualify →
#6

TurboDebt

Rising Star

Fast-Growing Debt Relief with Competitive Rates

4.5/5.0(3,812 reviews)
Up to 52%Savings
12–48 monthsTimeframe
$10,000Min. Debt
15–25%%Fee
Read ReviewSee If You Qualify →
#7

JG Wentworth Debt Relief

Established Brand

Trusted National Brand with Debt Settlement Services

4.4/5.0(2,904 reviews)
Up to 46%Savings
24–48 monthsTimeframe
$10,000Min. Debt
18–25%%Fee
Read ReviewSee If You Qualify →
#8

DebtBlue

Best Regional

Regional Specialist with Competitive Settlement Rates

4.3/5.0(1,847 reviews)
Up to 45%Savings
24–48 monthsTimeframe
$10,000Min. Debt
15–25%%Fee
Read ReviewSee If You Qualify →
#9

ClearOne Advantage

Best Value

Best for Transparent, Low-Fee Settlement

4.3/5.0(3,187 reviews)
Up to 45%Savings
24–42 monthsTimeframe
$10,000Min. Debt
15–20%%Fee
Read ReviewSee If You Qualify →
#10

Americor

Most Innovative

Best for Tech-Forward Debt Relief

4.2/5.0(5,841 reviews)
Up to 45%Savings
24–48 monthsTimeframe
$7,500Min. Debt
18–25%%Fee
Read ReviewSee If You Qualify →

* Rankings reflect our independent editorial assessment. We may receive compensation from partner companies. This does not affect our ratings or reviews. Individual debt relief results vary.