Independent Reviews — We Don't Sell Your Info
Compare Top Debt Relief Companies
We've independently reviewed every major debt relief company. Compare them below and click through directly to the one that fits your situation — no middleman, no sales calls.
Advertiser Disclosure: ReliefGuardian.com earns a referral fee when you visit a company through our links. This never influences our ratings or rankings. Learn more
Best Debt Relief Companies of 2026
Ranked by our editors based on fees, results, accreditations, and verified customer reviews.
#1
#1 PickFreedom Debt Relief
Editor's Choice4.9/5(15,203 reviews)
💰 Avg settlement: Up to 50%⏱ Timeline: 24–48 months📋 Min debt: $7,500
#2
National Debt Relief
Top Rated4.8/5(12,847 reviews)
💰 Avg settlement: Up to 50%⏱ Timeline: 24–48 months📋 Min debt: $7,500
#3
Accredited Debt Relief
Best for Speed4.7/5(6,751 reviews)
💰 Avg settlement: Up to 48%⏱ Timeline: 12–36 months📋 Min debt: $10,000
#4
Pacific Debt Relief
Best Service4.6/5(4,102 reviews)
💰 Avg settlement: Up to 50%⏱ Timeline: 24–48 months📋 Min debt: $10,000
#5
New Era Debt Solutions
Best for High Debt4.6/5(2,241 reviews)
💰 Avg settlement: Up to 52%⏱ Timeline: 24–42 months📋 Min debt: $10,000
#6
TurboDebt
Rising Star4.5/5(3,812 reviews)
💰 Avg settlement: Up to 52%⏱ Timeline: 12–48 months📋 Min debt: $10,000
#7
JG Wentworth Debt Relief
Established Brand4.4/5(2,904 reviews)
💰 Avg settlement: Up to 46%⏱ Timeline: 24–48 months📋 Min debt: $10,000
Not Sure Which Company Fits You?
Take our free 2-minute quiz. Answer a few questions about your debt and we'll match you with the best company for your situation.
Take the Free Matching Quiz →Takes 2 minutes · No email required · No obligation