TurboDebt
Rising StarFast-Growing Debt Relief with Competitive Rates
3,812 verified reviews
Quick Facts
Founded
2018
Headquarters
Boca Raton, FL
BBB Rating
A+
States Served
47 states
Min. Debt
$10,000
Max. Debt
No maximum
Program Length
12–48 months
Fee Range
15–25%% of enrolled debt
Overview
TurboDebt is one of the fastest-growing debt settlement companies in the country. Founded in 2018 and based in Boca Raton, Florida, TurboDebt has built a reputation for a streamlined enrollment process and strong settlement results. Their team of certified debt consultants works with creditors to negotiate reductions on credit cards, medical bills, personal loans, and other unsecured debt. Despite being a newer entrant, they hold an A+ BBB rating and have accumulated thousands of verified customer reviews.
How It Works
TurboDebt begins with a free consultation to evaluate your debt situation. Clients are assigned a dedicated consultant who designs a savings program based on their monthly budget. As the dedicated account grows, TurboDebt's negotiators systematically approach creditors for lump-sum settlements. Fees are only charged after a settlement is finalized and approved by the client.
Our Rating Breakdown
Pros & Cons
Pros
- Competitive fee structure (15–25%) with no upfront charges
- Fast-growing company with strong settlement track record
- A+ BBB rating since inception
- Streamlined, efficient enrollment process
- Dedicated consultant for each client
Cons
- Newer company (founded 2018) with less track record than industry veterans
- Not available in Oregon, Vermont, or West Virginia
Who Is It Best For?
✅ Best For
- Consumers looking for competitive fees
- Mid-range to high debt balances ($15,000–$75,000)
- Those wanting an efficient, straightforward enrollment
❌ Not Ideal For
- Residents of Oregon, Vermont, or West Virginia
- Those who prefer companies with 15+ years of history
Eligible Debt Types
Requirements to Qualify
- Minimum $10,000 in unsecured debt
- Experiencing financial hardship
- Resident of a supported state
Customer Reviews
James P. — Jacksonville, FL · March 2026
"The enrollment was the smoothest I've seen — took about 30 minutes total. My consultant was responsive and I got my first settlement offer within 7 months."
Debt Enrolled
$28,400
Amount Saved
$13,200
Laura M. — Dallas, TX · January 2026
"I was skeptical at first since they're not one of the old-guard companies. But their results spoke for themselves — settled two accounts at about 45 cents on the dollar."
Debt Enrolled
$21,000
Amount Saved
$9,800
Derek F. — Charlotte, NC · April 2026
"Consultant was professional and kept me updated. Program is currently in month 18 — two accounts settled so far and I'm on track to finish around month 30."
Debt Enrolled
$35,000
Amount Saved
$16,000
Why We Recommend TurboDebt
ReliefGuardian's Take: TurboDebt has quickly built a strong reputation for competitive fees and efficient settlements. A solid choice for cost-conscious consumers who want a modern, growing company with a proven track record.
Last verified: January 2026 · ReliefGuardian evaluates providers independently based on fees, accreditation, customer service, and settlement outcomes.
Our Verdict
TurboDebt has quickly built a strong reputation for competitive fees and efficient settlements. A solid choice for cost-conscious consumers who want a modern, growing company with a proven track record.
Think TurboDebt Might Be Right for You?
Check your eligibility with a free, no-obligation consultation.
Average savings for clients
Up to 52%
Free consultation · No obligation
No upfront fees · 100% confidential