Personal Loans for Debt Consolidation
A personal consolidation loan is the most common way to consolidate debt — an unsecured, fixed-term loan used to pay off multiple existing debts, leaving one predictable monthly payment.
Fixed rate and fixed term — usually 24 to 84 months
Funds are typically deposited directly, or sent straight to your creditors
Unsecured — no collateral required, unlike home equity options
Rates commonly range 7%-36% APR depending on credit profile
Run your numbers with our Debt Consolidation Loan Calculator before applying.