FDCPA
The Fair Debt Collection Practices Act (FDCPA) is the federal law governing how third-party debt collectors can contact and pursue consumers.
Core Protections
Restrictions on when and how often collectors can call. A ban on harassment, threats, and false statements. Your right to request debt validation before paying anything.
This page is intentionally brief. For the full breakdown of your FDCPA rights in the debt collection context, see our complete FDCPA guide →