TCPA
The Telephone Consumer Protection Act (TCPA) restricts robocalls and autodialed calls or texts, and requires consent for certain kinds of contact.
What the TCPA Does
It limits the use of automated dialing systems and prerecorded messages, and generally requires consent before a company can contact your cell phone using an autodialer.
How This Applies to Debt Collection Calls
Debt collectors are subject to TCPA restrictions in addition to the FDCPA. See our Debt Collection Calls page for how these rules interact specifically with collection calls.
How to Report Violations
1. Document the calls/texts (dates, times, numbers). 2. File a complaint with the FCC (fcc.gov/complaints) and/or the FTC. 3. Consider consulting an attorney — TCPA violations can carry statutory damages.
This information is for general education only and is not legal advice. Consumer protection laws are complex and change over time. Consult a licensed attorney or the relevant federal agency for advice specific to your situation.