Money Management International (MMI)
Last updated July 2026 · Educational overview — not an endorsement
Relief Guardian is not a credit counseling agency and does not recommend one agency over another. This page presents factual, publicly available information about Money Management International (MMI).
Agency Overview
Money Management International (MMI) is a nonprofit credit counseling agency offering Debt Management Plans, bankruptcy counseling, student loan counseling, and broader financial education services.
Services Offered
- Credit counseling
- Debt Management Plans (DMP)
- Debt Resolution Plans (DRP)
- Bankruptcy counseling
- Student loan counseling
Typical DMP Length
Typically up to 5 years, per MMI
Accreditation
NFCC accredited, Council on Accreditation (COA) accredited
Fees
MMI states counseling sessions are free; DMP fees vary by state and are disclosed during your financial review.
Potential Benefits
- Offers a wider range of specialized counseling (bankruptcy, student loans) than some competitors
- NFCC and COA dual accreditation
- Online financial review available without a phone call
Potential Considerations
- DMP repays the full balance owed — does not reduce principal
- Enrolled accounts are typically closed during the program
- Best suited for stable income that can support consistent monthly payments
Frequently Asked Questions
What's the difference between MMI's DMP and DRP?
A DMP repays your full balance at a reduced interest rate. A Debt Resolution Plan (DRP) is MMI's option for situations where a DMP may not be sufficient — ask a counselor which applies to your situation.
Is MMI accredited?
MMI states it is accredited by the National Foundation for Credit Counseling (NFCC) and the Council on Accreditation (COA).
Learn More Directly From Money Management International (MMI)
Always confirm current fees, terms, and state availability directly with the agency before enrolling.
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