Credit Glory Review 2026: Services, Pricing & FTC Case
Current Status: Federal Court Has Temporarily Halted Credit Glory's Operations
Current status
A federal court temporarily halted Credit Glory's operations in August 2026 and appointed a receiver. The FTC's allegations have not been decided by a court. We are not recommending this company.


At a glance
- How the work gets done:
- Done for you
- Cost:
- Not currently selling. A court-appointed receiver has suspended operations.
- Appears designed for:
- Nobody right now. This page exists so people searching the name learn the current status.
- Go in knowing:
- The FTC's allegations are not yet decided by a court. The company is not operating normally.
- Last verified:
- September 2026
We do not give credit repair companies a star rating. A score cannot tell you what a company charges, what it actually does for you, or how it treats the people who complain about it. So this page shows those details instead.
ReliefGuardian may receive compensation if you use certain links on this page. Compensation does not determine our findings or conclusions. We research and publish our findings first. Whether an affiliate relationship exists is decided separately, afterward.
Current Status, Right Now
If you're reading this because you're a current Credit Glory customer, or considering becoming one, here's what you need to know before anything else: as of August 2026, Credit Glory is not operating normally. A federal court has entered a Temporary Restraining Order against the company and 16 related entities, and appointed a Temporary Receiver who has taken control of the businesses and suspended their operations. This is not a rumor or a review-site concern. It's a matter of public federal court record.
If you've paid Credit Glory and are wondering what to do: the Federal Trade Commission's own case page, linked below, is the authoritative source for updates on this matter, including any information about consumer relief. We'd point you there directly rather than relying on secondhand summaries, including this page, for anything time-sensitive.
FTC case page: ftc.gov/legal-library/browse/cases-proceedings/credit-glory
What the FTC Alleges
On August 3, 2026, the FTC filed a complaint in the U.S. District Court for the District of Arizona against a 17-company network, including Credit Glory LLC (separately incorporated in Delaware, Wyoming, and Nevada), Credit Glory Inc., Credit Sage LLC, and 14 other related companies, along with five individual defendants. The court entered a Temporary Restraining Order the following day.
Everything below is an allegation contained in the FTC's complaint. No court has made a final finding of liability, and the case is still pending. We're stating the FTC's claims clearly because we think you deserve to know exactly what's being alleged, not because we're asserting these things as established fact.
The FTC alleges that, since at least 2016, the defendants:
- Collected nearly $200 million from consumers through a credit repair scheme built on illegal upfront and recurring fees
- Made false and misleading promises about their ability to remove negative items from credit reports
- Had telemarketers pose as legitimate debt collection companies or creditors when contacting consumers
- Used paid Google search advertising to intercept people searching for information about specific debts they owed, in some cases targeting servicemembers with debts to military-affiliated creditors
- Routinely denied refund requests despite promising limited-time charges to some customers
- In some instances, filed false identity-theft reports without consumers' knowledge
The FTC alleges these actions violated the FTC Act, the Credit Repair Organizations Act, the Telemarketing Sales Rule, the Gramm-Leach-Bliley Act, the Restore Online Shoppers' Confidence Act, and the Electronic Fund Transfer Act.
We Are Not Recommending Credit Glory
Given the current receivership and the scale of what's alleged, this page exists to inform you about the company's situation, not to recommend its services. We're not including Credit Glory in our standard research categories, pricing breakdowns, dispute process details, or a "who might consider this" section, because none of that is currently relevant to a company under a federal operating halt.
Credit Glory does maintain a public affiliate program advertising referral commissions. Given the pending federal action and active receivership, ReliefGuardian has decided not to pursue that relationship. We think covering this case is worth doing. Earning a commission from a company currently under a federal fraud injunction is not something we're willing to do alongside that coverage.
A Note on Review Volume
Before this case became public, Credit Glory had accumulated a large number of Trustpilot reviews, over 10,000, with generally positive historical scores. We're noting this deliberately: a company can carry thousands of positive reviews and a strong star rating while simultaneously being the subject of a major federal enforcement action. Review volume and star ratings tell you about past customer sentiment. They don't tell you about a company's current legal or operational status. That gap is exactly why we research compliance and regulatory history as its own category for every company we cover, not just the ones already in the news.
What to Do If You Paid Credit Glory
- Check the FTC's case page directly for the most current information: ftc.gov/legal-library/browse/cases-proceedings/credit-glory
- You can report your experience to the FTC directly at reportfraud.ftc.gov.
- If you're currently disputing any credit report items, you can dispute them yourself directly with the credit bureaus, a right you have regardless of what happens with this case.
- If you're weighing whether to work with a different credit repair company while this case resolves, our other reviews in this category can help you compare options, but we'd encourage extra scrutiny of any guarantee or urgency-driven sales pitch given what's alleged here.
Our Research Methodology
ReliefGuardian's credit repair coverage is a research effort, not a ranking. For most companies, that means researching pricing, true cost, dispute methodology, and reputation to help you make an informed decision. For a company under active federal enforcement action, our approach is different: we report the current legal status clearly, link directly to primary sources, and avoid speculating about outcomes a court hasn't yet decided.
Information on this page reflects our research as of the "Last Verified" date above. Given that this case is actively developing, we'd encourage you to check the FTC's case page directly for anything more recent than our last verification date.
Your rights under federal law (CROA)
Every company that charges money to improve your credit has to follow a federal law called the Credit Repair Organizations Act. It was written because so many of these companies took money up front and never did the work. Here is what the law gives you, no matter which company you are looking at.
- No payment before the work is done. A company cannot charge you until it has actually delivered the service it promised. If someone asks for a fee before anything has happened, that is against the law.
- A written contract before you start. You must get a written agreement that lists what the company will do, what it costs in total, and how long it expects to take.
- A written statement of your rights. The company has to hand you a separate disclosure explaining that you can fix your own credit for free and that you have the right to dispute items yourself.
- Three days to change your mind. You can cancel the contract within three business days of signing, for any reason, and owe nothing.
- No false promises. No one can promise a specific score increase, promise to remove accurate information, or tell you to make a new identity or use a different taxpayer number. Those are all illegal.
- You can sue. If a company breaks these rules, the contract can be void and you can take the company to court to get your money back.
Accurate negative information cannot be removed by anyone. It falls off on its own schedule. You can also dispute errors yourself, for free, directly with each credit bureau. If a company breaks the rules above, you can report it to the Federal Trade Commission and the Consumer Financial Protection Bureau.
Sources
- FTC — case page: Credit Glory / Credit Sage (complaint, press release, receiver notices)(opens in a new tab)
- Better Business Bureau — Credit Glory business profile and complaint record(opens in a new tab)
- FTC — Credit Repair Organizations Act (15 U.S.C. 1679, full statute)(opens in a new tab)
- FTC — Fixing your credit: FAQs(opens in a new tab)
- CFPB — Consumer Complaint Database (search any company by name)(opens in a new tab)
- CFPB — How to dispute an error on your credit report(opens in a new tab)
Pricing, plan names, and guarantee terms change without notice. We check them on the date shown above, and you should confirm the current numbers in writing with the company before you pay anything. Review platform pages are cited as complaint records, not as endorsements.
Important disclosures
ReliefGuardian is not a credit repair organization. We do not dispute items on your behalf, we do not sell credit repair, and we are not affiliated with, endorsed by, or acting for any company written about on this page.
Everything here is general information for educational purposes. It is not legal advice, financial advice, tax advice, or credit counseling, and it is not a recommendation to use or avoid any particular company. Your own situation may work out differently. For advice about your specific case, talk to a licensed attorney, a nonprofit credit counselor, or a tax professional.
We do not promise any score change, and neither can anyone else. No company can legally remove accurate information from your credit report. Disputing errors yourself is free.
Our findings reflect information available on the date shown on this page. Company pricing, plans, guarantees, and availability change, so confirm the current terms in writing with the company before you pay anything.
ReliefGuardian may receive compensation when you use some links on our site. Compensation never determines our findings or the order in which companies appear. We research and publish first, then decide separately whether any business relationship exists.
You may not need to pay anyone
Disputing an error on your credit report is a right you already have, and it costs nothing. Our do-it-yourself guide using AI walks through reviewing your reports, investigating what looks wrong, and sending a dispute. If the negative information on your report is accurate, no company can remove it, and our credit score guide covers what actually helps instead.
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